Health Insurance

Your Crew, Covered

Health insurance can be tough for painting contractors. CBIZ helps contractors arrange the right policies at the right price so their crews have the coverage they rely on to work with confidence. Our team understands that traditional coverage is not always affordable or practical when crews on hourly, seasonal, part-time, or on variable schedules.

That’s why CBIZ helps Painting Contractors’ Association members discover lower-cost alternatives to traditional insurance and arrange policies that are built for real-world workforces.

How CBIZ Helps

CBIZ works with clients to review health plan options that fit different budgets and employee needs, including I360 — a pre-priced, lower-cost solution that can be easier to offer than traditional coverage. CBIZ services include policy advice spanning:

Access to all major insurance carriers and regional networks;
Alternative funding strategies, including level-funded and self-funded options;
Pre-priced I360 options for easier budgeting;
ACA-compliant plan designs with low-cost care features, telemedicine, prescription support, and member advocacy;
Ongoing support from licensed healthcare consultants for plan selection and design; and
Support from CBIZ advisors to determine whether a traditional plan, I360, or a
blended strategy is the best fit for your workforce.

Members also receive:

• Free access to innovative technology that provides real-time pricing in seconds
• Free access to expert advice to select plans or just talk through what’s required so you’re informed for when the time is right
• Free employee enrollment platform
• Free ongoing support once the plan is established

What to Know About I360

I360 may be a good fit when employees need an affordable health option without the high costs of a traditional plan. I360 benefits include:

ACA-compliant MEC and Minimum Value plan options;
Predictable monthly rates on select plans;
Preventive care, telemedicine, low copays, prescription support, and concierge
help; and
Support with provider searches, billing questions, claims, and care navigation.

Ready to Optimize You’re Coverage?

It may be time to review your options if:

Employees are asking for benefits;
Traditional coverage feels too expensive; or
You want to compete for workers without overbuilding your benefits program.

Let’s Talk

CBIZ can help you compare traditional insurance, I360, and other options to determine what makes sense for your company, your budget, and your employees.